Business Insurance

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Vic Cardenas
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2012/04/23 11:22:49 (permalink)

Business Insurance

I'm starting to shop around for insurance. Any recommendations? Does anybody use that "food truck insurance" advertised on mobile food news or mobile cuisine?
#1

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    lornaschinske
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    Re:Business Insurance 2012/04/23 12:21:03 (permalink)
    Scottsdale Insurance is who we used in TX. I posted a link on here in another thread. They are good in several states.
    #2
    chefbuba
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    Re:Business Insurance 2012/04/23 19:58:38 (permalink)
    Make sure you use a broker that understands food trucks, concessionaires, etc
    Make sure you shop around, you will get quotes all over the place.
    Most events will want to see 1,000,000 liability
    I pay right at $600 yr through Liberty NW, business liability only.
    post edited by chefbuba - 2012/04/23 20:00:34
    #3
    Dr of BBQ
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    Re:Business Insurance 2012/04/23 20:29:31 (permalink)
    Chef,
    Does that include your coverage for your trailer? Hell I'm paying a lot more than that. A lot more.
    #4
    chefbuba
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    Re:Business Insurance 2012/04/23 21:00:01 (permalink)
    No... that's about another 500 on a seperate policy.
    #5
    insuranceguy
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    Flagged as Spam (1)
    Re:Business Insurance 2012/05/01 14:07:01 (permalink)
    We insure over 100+ food trucks in US and have an exclusive program with AIG. Check us out. Cateringtruckinsurance dot com.
    #6
    Vic Cardenas
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    Re:Business Insurance 2012/05/01 14:47:24 (permalink)
    You guys were the first ones I asked for a quote from. I still haven't gotten my quote though. 
    #7
    kingofcreams
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    Re:Business Insurance 2012/05/01 15:16:28 (permalink)
    I use United Fire & Casualty. I went through a local broker(Holden Duluth Agency) who was knowledgable in the type of business I was in.( Ice Cream truck) This is for general business and product liability for $1,000,000 coverage each occurrance. same for personal injury. $2M products coverage. I pay right around $440 annually. I can add another $1M for like $500/year. Pretty reasonable and they give me Acord certificates showing additional insured's ( most events want that) for no additional charge and I get like 10 each year.
    post edited by kingofcreams - 2012/05/03 11:49:22
    #8
    chefbuba
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    Re:Business Insurance 2012/05/01 20:51:47 (permalink)
    insuranceguy

    We insure over 100+ food trucks in US and have an exclusive program with AIG. Check us out. Cateringtruckinsurance dot com.
    [/quo
    It would have been nice if you would have introduced yourself and brought something to the forum,  maybe mention that you might be able to help someone out with their insurance needs, instead you just dropped a bomb with your website..... this is Spam my friend!
    #9
    Vic Cardenas
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    Re:Business Insurance 2012/05/02 01:12:05 (permalink)
    Hey don't piss off insuranceguy, I still need my quote from him. :) But I do agree, have a better presence so it's not spam
    #10
    Dr of BBQ
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    Re:Business Insurance 2012/05/02 16:19:24 (permalink)
    Do you guys that are taking credit cards, buying data breach insurance ? I just got a letter trying to sell data breach insurance to me, in case my list of customer email addresses gets hacked/stolen and or credit card numbers.
     
    They are saying the policy covers government fees, and monitoring cost that average $250.00 per customer? No indication of what a policy would run.
    jack
    #11
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