The most memorable local eateries along the highways and back roads of America
Sign In | Register for Free!
Restaurants Recipes Forums EatingTours Merchandise FAQ Maps Insider

 Business Insurance

Author Message
Vic Cardenas

  • Total Posts: 177
  • Joined: 2/9/2012
  • Location: Midvale, UT
Business Insurance Mon, 04/23/12 11:22 AM (permalink)
I'm starting to shop around for insurance. Any recommendations? Does anybody use that "food truck insurance" advertised on mobile food news or mobile cuisine?
 
#1
    lornaschinske

    • Total Posts: 1610
    • Joined: 3/4/2009
    • Location: Roswell, NM until we leave for another place
    Re:Business Insurance Mon, 04/23/12 12:21 PM (permalink)
    Scottsdale Insurance is who we used in TX. I posted a link on here in another thread. They are good in several states.
     
    #2
      chefbuba

      • Total Posts: 1956
      • Joined: 6/22/2009
      • Location: Near You, WA
      Re:Business Insurance Mon, 04/23/12 7:58 PM (permalink)
      Make sure you use a broker that understands food trucks, concessionaires, etc
      Make sure you shop around, you will get quotes all over the place.
      Most events will want to see 1,000,000 liability
      I pay right at $600 yr through Liberty NW, business liability only.
      <message edited by chefbuba on Mon, 04/23/12 8:00 PM>
       
      #3
        Dr of BBQ

        • Total Posts: 3716
        • Joined: 10/11/2004
        • Location: Springfield, IL
        • Roadfood Insider
        Re:Business Insurance Mon, 04/23/12 8:29 PM (permalink)
        Chef,
        Does that include your coverage for your trailer? Hell I'm paying a lot more than that. A lot more.
         
        #4
          chefbuba

          • Total Posts: 1956
          • Joined: 6/22/2009
          • Location: Near You, WA
          Re:Business Insurance Mon, 04/23/12 9:00 PM (permalink)
          No... that's about another 500 on a seperate policy.
           
          #5
            insuranceguy

            • Total Posts: 1
            • Joined: 5/1/2012
            • Location: Woodland Hills, CA
            Re:Business Insurance Tue, 05/1/12 2:07 PM (permalink)
            We insure over 100+ food trucks in US and have an exclusive program with AIG. Check us out. Cateringtruckinsurance dot com.
             
            #6
              Vic Cardenas

              • Total Posts: 177
              • Joined: 2/9/2012
              • Location: Midvale, UT
              Re:Business Insurance Tue, 05/1/12 2:47 PM (permalink)
              You guys were the first ones I asked for a quote from. I still haven't gotten my quote though. 
               
              #7
                kingofcreams

                • Total Posts: 111
                • Joined: 1/3/2012
                • Location: Duluth, MN
                Re:Business Insurance Tue, 05/1/12 3:16 PM (permalink)
                I use United Fire & Casualty. I went through a local broker(Holden Duluth Agency) who was knowledgable in the type of business I was in.( Ice Cream truck) This is for general business and product liability for $1,000,000 coverage each occurrance. same for personal injury. $2M products coverage. I pay right around $440 annually. I can add another $1M for like $500/year. Pretty reasonable and they give me Acord certificates showing additional insured's ( most events want that) for no additional charge and I get like 10 each year.
                <message edited by kingofcreams on Thu, 05/3/12 11:49 AM>
                 
                #8
                  chefbuba

                  • Total Posts: 1956
                  • Joined: 6/22/2009
                  • Location: Near You, WA
                  Re:Business Insurance Tue, 05/1/12 8:51 PM (permalink)
                  insuranceguy


                  We insure over 100+ food trucks in US and have an exclusive program with AIG. Check us out. Cateringtruckinsurance dot com.
                  [/quo
                  It would have been nice if you would have introduced yourself and brought something to the forum,  maybe mention that you might be able to help someone out with their insurance needs, instead you just dropped a bomb with your website..... this is Spam my friend!
                   
                  #9
                    Vic Cardenas

                    • Total Posts: 177
                    • Joined: 2/9/2012
                    • Location: Midvale, UT
                    Re:Business Insurance Wed, 05/2/12 1:12 AM (permalink)
                    Hey don't piss off insuranceguy, I still need my quote from him. :) But I do agree, have a better presence so it's not spam
                     
                    #10
                      Dr of BBQ

                      • Total Posts: 3716
                      • Joined: 10/11/2004
                      • Location: Springfield, IL
                      • Roadfood Insider
                      Re:Business Insurance Wed, 05/2/12 4:19 PM (permalink)
                      Do you guys that are taking credit cards, buying data breach insurance ? I just got a letter trying to sell data breach insurance to me, in case my list of customer email addresses gets hacked/stolen and or credit card numbers.
                       
                      They are saying the policy covers government fees, and monitoring cost that average $250.00 per customer? No indication of what a policy would run.
                      jack
                       
                      #11
                        Online Bookmarks Sharing: Share/Bookmark

                        Jump to:

                        Current active users

                        There are 0 members and 1 guests.

                        Icon Legend and Permission

                        • New Messages
                        • No New Messages
                        • Hot Topic w/ New Messages
                        • Hot Topic w/o New Messages
                        • Locked w/ New Messages
                        • Locked w/o New Messages
                        • Read Message
                        • Post New Thread
                        • Reply to message
                        • Post New Poll
                        • Submit Vote
                        • Post reward post
                        • Delete my own posts
                        • Delete my own threads
                        • Rate post

                        2000-2014 ASPPlayground.NET Forum Version 3.9
                        What is Roadfood?  |   Privacy Policy  |   Contact Roadfood.com   Copyright 2011 - Roadfood.com