Insurance

I found some for $573.00 a year, does this sound good? I think it includes the cart too. $500.00 deductible.

quote:

Originally posted by Nightshift

I found some for $573.00 a year, does this sound good? $1,000,000 policy. I think it includes the cart too. $500.00 deductible.

I pay 400 year for 2 million for coverage. Truck insurance runs 300 year

quote:

Originally posted by Nightshift

I found some for $573.00 a year, does this sound good? I think it includes the cart too. $500.00 deductible.

Mine is $324 per year with no deductible. Covers replacement of two carts, kitchen equipment, supplies, food, etc. and 1 million general liability. If you haven't already done so, make friends with an insurance agent. His or her commission is a large portion of the premium you pay, especially for a new policy.

<------ Insurance Underwriter

Definately look around. You might just be amazed at the range of prices within any given product type. Your Agent may only work with a couple carriers, so don't expect him(/her) to look around for you. They might be what's called a "captured Agent", they will not offer competing products from other carriers, cheaper, better, or not.

Does any of you deal with a national company that will give me insurance for that price?

quote:

Originally posted by Nightshift

Does any of you deal with a national company that will give me insurance for that price?

My friend treats me like I'm a Good Neighbor.

LOL thats good.

quote:

Originally posted by Zombuswoof

quote:

Originally posted by Nightshift

Does any of you deal with a national company that will give me insurance for that price?

My friend treats me like I'm a Good Neighbor.

$435.00 is about the cheapest so far-through Sabbe and I may have to go with that unless someone can tell me different. This includes one million and 1 additional insured. i tried state farm but no luck there. all the numbers i found through the search appear to be disconnected. Commercial insurance for the van to tow the hot dog stand, the cheapest so far is $878.00 for the year, (i do not have any tickers and I am 43) (I do have son (no tickets) 25 added on to that)

Please help. Email me if you don't want to post here.

Here's what I was just quoted for my cart:

The other two quotes are almost identical in nature: 1MIL general liability covg and all risk inland marine coverage to $7,000 on the cart itself.

1 has no deductible for GL claims & a $1,000 deductible per claim for loss / dmg to the cart; annual premium is $839.28 which is fully earned & must be paid in full up front (no financing).

The other has a $500 deductible applicable to each covered liability claim & a $500 per claim deductible for loss / dmg to the cart. Annual premium is $1,007.14 which may be financed with a down payment of $369.64 and ten installments of $73.31 each.

We charge a one-time agency fee of $50 that would be added to either the paid-in-full premium or the down payment.

This is from an independant locally. The previous owners had about a 900/year policy. I'm still shopping.

Arnie