Originally posted by bassrocker4u2
truckin..... i suggest you simply shop around, you will find the company that suites your needs. there are tons of debit companies out ther, with tons of plans. we get calls almost daily. i usually hang up, or tell them we are happy(we have a good deal), but maybe i will listen and ask who has such a plan for you..
another option, just raise your price enough to pay the swipe fee.
if you fee is .50cents, and half use plastic, then bump your price 25-35 cent to cover with cushion.
But if you dont feel comfortable with charging your regulars that "upgrade", just post a notice,,"Dut to the fact --blah blah blan_ that the credit card companies/debit cards, charge ME, your purveyor of your coffee, an additional charge to process a card, therefore I must pass it on to you, as much as I hate to, but I have to make money to", or something to that effect.
Tara's mind tonight is not as sharp as she would like it to be, but the Dancing Bull Zinfandel is interracting right now.
But I hope you get the gist of what I am trying to say.
I think for the most part people understand , if you are out right honest and to the point telling them that to accept a card, there is an additonal debt.
But it should be incorparated into the cost, as a "COL" rise.
Everyone expects a rise in anything. It is the american policy to have rent increases and all kinds of bills, and it is only natural to have these types of charges.
For the most part, I think if you post a sign, stating that if you use a debit/credit card you wil pay more, and if you use the almighty dollar, it will stay the same.
Most people will understand and pay the difference, and if you have a sign stating this well in advance of the day you will make this policy effective, then you will start getting more people paying cash.
This is from a person that loves her debit card, as I get the difference in my savings account, but would gladly pay cash for my local guy to help him out, and it seems that you may have customers that would rather give you cash that pay an increase.
Just give them an option, and give them fair warning instead of just springing it on them.
Just an opionion from a consumer,not an owner, but would like to be one.